Open secrets are things everyone knows but no one says in polite company, and they are more prevalent than we admit.

Doctors are professionals? Not always. Investment managers know what they’re doing? Rarely. Business leaders are true visionaries? Almost never. The fact is most people are human. They are merely advancing their own interest and occasionally catch a fast break.

It is the systems we build around us that shape our efforts to collective gain. And neglecting those systems is the most pernicious outcome of a winner-take-all every-man-for-himself approach to civilization.